Adityasharma Adi

Adityasharma Adi

@advik

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2026-07-29 07:19:13 · Translate ·

What is the Right Age to Purchase a Health Insurance Policy?

Health insurance is one of those financial decisions people love to postpone. In your 20s, you feel invincible. In your 30s, you're busy building a career and a family. By your 40s and 50s, you finally start paying attention — often after a health scare forces the issue. But here's the truth: the best age to buy health insurance is always earlier than you think. If you've been searching...

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2026-07-05 14:56:47 · Translate ·

How AI is Revolutionizing Car Insurance (And What It Means for You)

Artificial Intelligence (AI) is transforming industries across the globe, and the insurance sector is no exception. From faster claims processing to personalized premium calculations, AI in Motor Insurance is reshaping the way insurers operate and how customers experience insurance services. Gone are the days when purchasing a policy, filing a claim, or assessing vehicle damage required...

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2026-06-28 07:09:51 · Translate ·

First-Time Buying Motor Insurance? Ask These 10 Smart Questions First

Buying your first vehicle is an exciting milestone, but protecting it with the right insurance is equally important. With countless plans, coverage options, and insurers available in the market, choosing the right Motor Insurance policy can feel overwhelming. Many first-time buyers focus only on the premium amount and overlook critical details that could affect their coverage and...

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2026-06-26 13:59:48 · Translate ·

Don’t Renew Your Health Insurance Before Avoiding These Common Mistakes

Renewing your Health Insurance policy may seem like a routine task, but overlooking important details during the renewal process can lead to inadequate coverage, higher premiums, or even claim rejections in the future. Many policyholders simply renew their existing plan without reviewing their coverage needs, policy terms, or available benefits. Whether you have an individual or family health...

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2026-06-26 13:04:57 · Translate ·

Don’t Renew Your Health Insurance Before Avoiding These Common Mistakes

Renewing your Health Insurance policy may seem like a routine task, but overlooking important details during the renewal process can lead to inadequate coverage, higher premiums, or even claim rejections in the future. Many policyholders simply renew their existing plan without reviewing their coverage needs, policy terms, or available benefits. Whether you have an individual or family health...

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2026-06-02 05:06:00 · Translate ·

Family Health Insurance vs. Individual Coverage: Which Is Right for You?

Choosing the right health insurance plan is an important financial decision that directly impacts your healthcare security and long-term savings. One of the most common dilemmas people face is deciding between family health insurance vs individual coverage. Both options have their advantages, but the right choice depends on your lifestyle, family size, medical needs, and budget. In this...

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2026-06-02 05:04:58 · Translate ·

10 Tips to Lower Your Car Insurance Premium Instantly

Car insurance is essential for every vehicle owner, but that doesn’t mean you have to overpay for it. With the right approach, you can significantly reduce your yearly expenses while still maintaining strong protection for your vehicle. If you are wondering how to reduce your car insurance premium, this guide will help you with practical, easy-to-apply strategies. In this blog, we will...

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2026-06-02 04:55:52 · Translate ·

10 Tips to Lower Your Car Insurance Premium Instantly

Car insurance is essential for every vehicle owner, but that doesn’t mean you have to overpay for it. With the right approach, you can significantly reduce your yearly expenses while still maintaining strong protection for your vehicle. If you are wondering how to reduce your car insurance premium, this guide will help you with practical, easy-to-apply strategies. In this blog, we will...

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2026-05-11 06:56:41 · Translate ·

What is the Role of TPA in Health Insurance? A Complete Guide

When you buy or renew bike insurance online, one term you'll encounter repeatedly is IDV. Most riders either ignore it or simply accept the default value suggested by the insurer — and that's a costly mistake. Bicycles & Accessories Understanding IDV in bike insurance can be the difference between receiving fair compensation after a total loss and walking away...

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2026-05-06 07:35:07 · Translate ·

Electric Vehicle Insurance: Everything You Need to Know Before Buying

Electric vehicles are no longer the future — they are the present. With EV sales hitting record highs across India and globally in 2026, more drivers than ever are making the switch from petrol and diesel to battery-powered mobility. But as you research charging ranges and battery warranties, one critical question often gets overlooked: how does electric car insurance work, and is it...

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2026-05-06 07:08:18 · Translate ·

What is OPD Cover in Health Insurance? Benefits, Coverage & Top Plans Explained

Most people think of health insurance as something that kicks in only when they're hospitalized. But what about the countless doctor visits, diagnostic tests, and pharmacy bills that happen outside a hospital? That's exactly where OPD cover in health insurance becomes a game-changer. If you've ever paid out-of-pocket for a routine consultation, blood test, or prescribed medicines — and...

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2026-05-06 07:06:47 · Translate ·

What Documents Are Required for a Car Insurance Claim? A Step-by-Step Guide

A car accident or theft is stressful enough on its own. The last thing you want is to scramble for paperwork while dealing with the aftermath — only to have your car insurance claim delayed or rejected because of missing documents. Knowing exactly what documents are required for a car insurance claim before an incident occurs puts you in complete control. Whether...

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