Adler Wallach & Associates Debt Collection Harassment
Adler Wallach & Associates Debt Collection Harassment – Your Rights & What You Can Do
If Adler Wallach & Associates is repeatedly calling you, sending letters, or otherwise pressuring you over a supposed debt—even after you asked them to stop—you may be facing collection harassment. Debt collectors have legal permission to recover valid debts, but that permission comes with strict limitations under consumer protection laws. When those limits are crossed, you have rights and options.
What Behavior May Be Unlawful
Debt collectors may violate your rights if they engage in:
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Calling you many times in a short period, or from multiple numbers
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Using threats, intimidation, or aggressive language
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Contacting you at unreasonable times (early morning, late night), or at work after you’ve asked them not to
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Refusing to validate the debt when you request proof
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Sharing your debt status with family, coworkers, or others
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Continuing calls after you send a written request to stop
If Adler Wallach & Associates is doing any of those, it could be illegal harassment.
Steps to Protect Yourself
Keep a Record of All Contact
Write down date, time, phone number, what was said, and whether you asked them to stop or validate the debt. Save voicemails and letters.
Request Debt Validation
You have the right to demand written proof of the debt: who the creditor is, how much you owe, documentation showing the account’s legitimacy.
Send a Cease-and-Desist Letter
If the calls and messages do not cease, send a formal written notice telling them to stop contacting you. Once they receive it, their calls must be limited.
Consult a Consumer Protection Attorney
If harassment continues despite your requests, a lawyer with experience in consumer rights can help enforce your protections and possibly pursue damages.
For more guidance and legal context, check this resource: Adler Wallach & Associates debt collection harassment.
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