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NRE vs NRO vs FCNR: Which Indian Bank Account Does an NRI Actually Need?
When an Indian professional moves abroad and becomes an NRI, their existing Indian savings account opened as a resident automatically becomes a status mismatch. The Reserve Bank of India requires NRIs to maintain designated NRI accounts rather than resident accounts, and the choice between them has practical consequences for taxes, repatriation, and how transferred funds can be used. Most NRIs...
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