Cash Out Annuity vs Structured Settlement: Key Differences A cash-out annuity allows you to access your retirement funds early, often subject to taxes and penalties, while a structured settlement provides periodic payments from a legal settlement, usually tax-free. Key differences include payment timing, tax treatment, and purpose—understanding them helps you choose the option best suited for financial goals. visit https://mysettlement.org/cash-out-annuity-vs-structured-settlement-differences/