What is Sequence-of-Returns (SOR) Risk? Sequence-of-Returns (SOR) risk is a key retirement planning concept that explains why the timing of investment returns matters. Negative returns early in retirement can have a greater impact when investors are simultaneously withdrawing funds. By identifying this potential challenge, retirees can evaluate appropriate investment allocations, withdrawal approaches, and income strategies designed to support their financial goals over time. Read more: https://app.notion.com/p/What-is-Sequence-of-Returns-SOR-Risk-388a3a201fc7803d9370ec9080dfa038